Comparing responses to the financial crisis

This paper reviews the evidence from questionnaires provided from ENHR members across Europe and other industrialised countries on how countries have been responding to the financial crisis and the effect that it has had on the mortgage and housing markets. The preliminary results were presented at the ENHR/EMF workshop in Brussels in April. This paper presents updated and extended analysis as well as building on earlier surveys at different stages of the economic cycle. We hope that a revised version, taking account of comments at the conference, will form the basis for a journal article to be published early next year.