Low cost home ownership and the credit crunch: a report from the Cambridge Centre for Housing and Planning Research for the Tenant Services Authority (TSA)

Burgess, Emma; Whitehead, Christine M E; and Lyall Grant, Fiona (2009) Low cost home ownership and the credit crunch: a report from the Cambridge Centre for Housing and Planning Research for the Tenant Services Authority (TSA) Technical Report. Cambridge Centre for Housing and Planning Research, Tenant Services Authority, Cambridge, UK.
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The aim of this study was to expand upon earlier research, Low Cost Home Ownership: Affordability, Risks and Issues. The specific aims of this research were (i) to explore the nature of regional markets for low cost home ownership (LCHO) offered by housing associations (HAs) since the downturn and (ii) to clarify the impact of private developer shared equity schemes on HAs and the degree to which HAs are competing with these schemes. HAs and developers were interviewed to explore these issues, in addition to other key stakeholders such as the Home Builders Federation and major mortgage providers to the LCHO sector.

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