JEL classification

Journal of Economic Literature Classification (10805)

D - Microeconomics (2337)

D1 - Household Behavior and Family Economics (291)

D14 - Personal Finance (60) Year LSE creators Item Type Departments File available

Article

Achdou, Yves, Han, Jiequn, Lasry, Jean Michel, Lions, Pierre Louis, Moll, Ben (2022). Income and wealth distribution in macroeconomics: a continuous-time approach. Review of Economic Studies, 89(1), 45 - 86. https://doi.org/10.1093/restud/rdab002 picture_as_pdf

Advani, Arun, Tarrant, Hannah (2021). Behavioural responses to a wealth tax. Fiscal Studies, 42(3-4), 509 - 537. https://doi.org/10.1111/1475-5890.12283 picture_as_pdf

Alhumaidhi, Taiba, AlReshaid, Faisal, Alzayed, Kenda (2025). Validating a comprehensive financial literacy questionnaire for Kuwaiti youth: a factor analysis study. World Review of Entrepreneurship, Management and Sustainable Development, 21(5), 1-19. https://doi.org/10.1504/WREMSD.2025.150391 picture_as_pdf

Alves, Felipe, Kaplan, Greg, Moll, Ben, Violente, Gianluca (2020). A further look at the propagation of monetary policy shocks in HANK. Journal of Money, Credit and Banking, 52(S2), 521 - 559. https://doi.org/10.1111/jmcb.12761 picture_as_pdf

An, Li, Lou, Dong, Shi, Donghui (2022). Wealth redistribution in bubbles and crashes. Journal of Monetary Economics, 126, 134 - 153. https://doi.org/10.1016/j.jmoneco.2022.01.001 picture_as_pdf

Anderson, Malcolm, Clark, Martin, Ramsay, Ian, Shekhar, Chander (2017). Super behaviour: a note on young Australian adults’ engagement with their superannuation accounts. Australasian Accounting, Business and Finance Journal, 10(4), 58-69. https://doi.org/10.14453/aabfj.v10i4.5

Arcidiacono, Peter, Aucejo, Esteban M., Hotz, V. Joseph (2016). University differences in the graduation minorities in STEM fields: evidence from California. American Economic Review, 106(3), 525-562. https://doi.org/10.1257/aer.20130626

Aufiero, Sabrina, Forer, Preben, Vivo, Pierpaolo, Caccioli, Fabio, Bartolucci, Silvia (2025). Phase transitions in debt recycling. Journal of Economic Dynamics and Control, 171, https://doi.org/10.1016/j.jedc.2025.105044 picture_as_pdf

Bakker, Gerben (2001). Book review: Wall Street to Main Street: Charles Merrill and middle class investors. Financial History Review, 8(2), 231-243. https://doi.org/10.1017/S0968565001230261

Berstein, Solange, Larraín, Guillermo, Pino, Francisco (2006). Chilean pension reform: coverage facts and policy alternatives. Economía, 6(2), 227 - 274. https://doi.org/10.1353/eco.2006.0000 picture_as_pdf

Best, Michael Carlos, Cloyne, James, Ilzetzki, Ethan, Kleven, Henrik Jacobsen (2020). Estimating the elasticity of intertemporal substitution using mortgage notches. Review of Economic Studies, 87(2), 656 - 690. https://doi.org/10.1093/restud/rdz025 picture_as_pdf

Blumenstock, Joshua, Callen, Mike, Ghani, Tarek (2018). Why do defaults affect behavior? Experimental evidence from Afghanistan. American Economic Review, 108(10), 2868 – 2901. https://doi.org/10.1257/aer.20171676 picture_as_pdf

Blumenstock, Joshua, Callen, Mike, Ghani, Tarek, Gonzalez, Robert (2024). Violence and financial decisions: evidence from mobile money in Afghanistan. Review of Economics and Statistics, 106(2), 352–369. https://doi.org/10.1162/rest_a_01147 picture_as_pdf

Bryan, Gharad, Karlan, Dean, Zinman, Jonathan (2015). Referrals: peer screening and enforcement in a consumer credit field experiment. American Economic Journal: Microeconomics, 7(3), 174-204. https://doi.org/10.1257/mic.20130234

Bursztyn, Leonardo, Ederer, Florian, Ferman, Bruno, Yuchtman, Noam (2014). Understanding mechanisms underlying peer effects: evidence from a field experiment on financial decisions. Econometrica, 82(4), 1273 - 1301. https://doi.org/10.3982/ECTA11991 picture_as_pdf

Bursztyn, Leonardo, Fiorin, Stefano, Gottlieb, Daniel, Kanz, Martin (2019). Moral incentives in credit card debt repayment: evidence from a field experiment. Journal of Political Economy, 127(4), 1641 - 1683. https://doi.org/10.1086/701605 picture_as_pdf

Callen, Michael, De Mel, Suresh, McIntosh, Craig, Woodruff, Christopher (2019). What are the headwaters of formal savings? Experimental evidence from Sri Lanka. Review of Economic Studies, 86(6), 2491 - 2529. https://doi.org/10.1093/restud/rdz020 picture_as_pdf

Cloyne, James, Huber, Kilian, Ilzetzki, Ethan, Kleven, Henrik (2019). The effect of house prices on household borrowing: a new approach. American Economic Review, 109(6), 2104-2136. https://doi.org/10.1257/aer.20180086 picture_as_pdf

Costa-Font, Joan, Jimenez-Martin, Sergi, Vilaplana-Prieto, Cristina (2022). Do public caregiving subsidies and supports affect the provision of care and transfers? Journal of Health Economics, 84, https://doi.org/10.1016/j.jhealeco.2022.102639 picture_as_pdf

Costa-Font, Joan, Vilaplana-Prieto, Cristina (2022). Biased survival expectations and behaviours: does domain specific information matter? Journal of Risk and Uncertainty, 65(3), 285 - 317. https://doi.org/10.1007/s11166-022-09382-z picture_as_pdf

Costa-Font, Joan, Vilaplana-Prieto, Cristina (2017). Does the expansion of public long-term care funding affect savings behaviour? Fiscal Studies, 38(3), 417-443. https://doi.org/10.1111/j.1475-5890.2017.12139

De Meza, David, Reito, Francesco, Reyniers, Diane J. (2021). Too much trade: the hidden problem of adverse selection. Journal of Public Economics, 204, https://doi.org/10.1016/j.jpubeco.2021.104551 picture_as_pdf

De Neve, Jan-Emmanuel, Fowler, James H. (2014). Credit card borrowing and the monoamine oxidase A (MAOA) gene. Journal of Economic Behavior & Organization, 107, 428-439. https://doi.org/10.1016/j.jebo.2014.03.002

DeFusco, Anthony A., Tang, Huan, Yannelis, Constantine (2022). Measuring the welfare cost of asymmetric information in consumer credit markets. Journal of Financial Economics, 146(3), 821 - 840. https://doi.org/10.1016/j.jfineco.2022.09.001 picture_as_pdf

Diamond, Peter, Spinnewijn, Johannes (2011). Capital income taxes with heterogeneous discount rates. American Economic Journal: Economic Policy, 3(4), 52-76. https://doi.org/10.1257/pol.3.4.52

Evans, Christopher, Pienknagura, Samuel (2024). Assessing Chile’s pension system: challenges and reform options. Economía, 23(1), 50 – 73. https://doi.org/10.31389/eco.420 picture_as_pdf

Fang, Hanming, Gavazza, Alessandro (2011). Dynamic inefficiencies in an employment-based health insurance system: theory and evidence. American Economic Review, 101(7), 3047-3077. https://doi.org/10.1257/aer.101.7.3047

Galenianos, Manolis, Gavazza, Alessandro (2022). Regulatory interventions in consumer financial markets: the case of credit cards. Journal of the European Economic Association, 20(5), 1897 - 1932. https://doi.org/10.1093/jeea/jvac016 picture_as_pdf

Gandelman, Néstor (2016). A comparison of saving rates: microdata evidence from seventeen Latin American and Caribbean countries. Economía, 16(2), 201 - 258. https://doi.org/10.31389/eco.81 picture_as_pdf

Goda, Gopi Shah, Levy, Matthew R., Flaherty Manchester, Colleen, Sojourner, Aaron, Tasoff, Joshua, Xiao, Jiusi (2023). Are retirement planning tools substitutes or complements to financial capability? Journal of Economic Behavior and Organization, 214, 561-573. https://doi.org/10.1016/j.jebo.2023.08.001 picture_as_pdf

Gohl, Niklas, Haan, Peter, Michelsen, Claus, Weinhardt, Felix (2024). House price expectations. Journal of Economic Behavior & Organization, 218, 379 - 398. https://doi.org/10.1016/j.jebo.2023.12.015

Gough, Orla, Sozou, Peter D. (2005). Pensions and retirement savings: cluster analysis of consumer behaviour and attitudes. International Journal of Bank Marketing, 23(7), 558-570. https://doi.org/10.1108/02652320510629917

Hertzberg, Andrew, Liberman, Andres, Paravisini, Daniel (2018). Screening on loan terms: evidence from maturity choice in consumer credit. Review of Financial Studies, 31(9), 3532 - 3567. https://doi.org/10.1093/rfs/hhy024

Jiang, Zhengyang, Liu, Hongqi, Peng, Cameron, Yan, Hongjun (2025). Investor memory and biased beliefs: evidence from the field. The Quarterly Journal of Economics, 140(4), 2749 – 2804. https://doi.org/10.1093/qje/qjaf035 picture_as_pdf

Levy, Matthew R., Tasoff, Joshua (2017). Exponential-growth bias and overconfidence. Journal of Economic Psychology, 58, 1-14. https://doi.org/10.1016/j.joep.2016.11.001

Levy, Matthew, Tasoff, Joshua (2016). Exponential-growth bias and lifecycle consumption. Journal of the European Economic Association, 14(3), 545 - 583. https://doi.org/10.1111/jeea.12149 picture_as_pdf

Lopes, Paula (2008). Credit card debt and default over the life cycle. Journal of Money, Credit and Banking, 40(4), 769-790. https://doi.org/10.1111/j.1538-4616.2008.00135.x

Meager, Rachael (2019). Understanding the average impact of microcredit expansions: a Bayesian hierarchical analysis of seven randomized experiments. American Economic Journal: Applied Economics, 11(1), 57-91. https://doi.org/10.1257/app.20170299 picture_as_pdf

Paravisini, Daniel, Rappoport, Veronica, Ravina, Enrichetta (2017). Risk aversion and wealth: evidence from person-to-person lending portfolios. Management Science, 63(2), 279-297. https://doi.org/10.1287/mnsc.2015.2317

Ulrich, Steffen, Hoback, Brock (2014). Taking stock of the Nigerian microfinance banking sector: lessons from an assessment of 25 MFBs in five states. Enterprise Development and Microfinance, 25(2), 116-134. https://doi.org/10.3362/1755-1986.2014.012

Vandoros, Sotiris (2013). My five pounds are not as good as yours, so I will spend them. Experimental Economics, 16(4), 546-559. https://doi.org/10.1007/s10683-013-9351-2

Chapter

Suh, Ellie, James, H. (2023). The social, cultural and economic influences on retirement saving for young adults in the UK. In Hofäcker, D. & Kuitto, K. (Eds.), Youth employment insecurity and pension adequacy (pp. 127–145). Edward Elgar. picture_as_pdf

Summers, Kate, Young, David (2024). Temporality and the meaning of social security money within households. In Bennett, F., Avram, S. & Austen, S. (Eds.), A Research Agenda for Financial Resources within the Household (pp. 241 - 254). Edward Elgar. https://doi.org/10.4337/9781802204001.00025 picture_as_pdf

Working paper

Ashraf, Nava, Glaeser, Edward, Holland, Abraham, Steinberg, Bryce (2017). Water, health and wealth. (NBER Working Paper Series 23807). The National Bureau of Economic Research. https://doi.org/10.3386/w23807

Bar-Isaac, Heski, Cuñat, Alejandro (2005). Long-term debt and hidden borrowing. (Financial Markets Group Discussion Papers 542). Financial Markets Group, The London School of Economics and Political Science.

Bracke, Philippe, Hilber, Christian A. L. (2012). Homeownership and entrepreneurship. (SERC discussion paper SERCDP0103). Spacial Economics Research Centre, London School of Economics and Political Science.

Bracke, Philippe, Hilber, Christian A. L., Silva, Olmo (2012). Homeownerhip and entrepreneurship. (SERC Discussion Papers SERCDP0103). Spatial Economics Research Centre (SERC), London School of Economics and Political Science.

Bracke, Philippe, Hilber, Christian A. L., Silva, Olmo (2014). Homeownership and entrepreneurship: the role of mortgage debt and commitment. (CESifo Working Paper 5048). CESifo.

Bryan, Gharad, Karlan, Dean, Zinman, Jonathan (2012). You can pick your friends, but you need to watch them: loan screening and enforcement in a referrals field experiment. (BREAD working paper 321). Bureau for Research and Economic Analysis of Development.

Cheng, Li-Chen (2004). Developing family development accounts in Taipei: policy innovation from income to assets. (CASEpaper 83). Centre for Analysis of Social Exclusion.

Costa-Font, Joan, Jiménez-Martínez, Sergi, Vilaplana-Prieto, Cristina (2016). Thinking of incentivizing care? The effect of demand subsidies on informal caregiving and intergenerational transfers. (Barcelona GSE Working Paper 929). Barcelona Graduate School of Economics.

Costa-i-Font, Joan, Courbage, Christophe (2014). Crowding out of long-term care insurance: evidence from European expectations data. (CESifo working paper series 4910). The CESifo Group.

De Nardi, Mariacristina, Fella, Giulio, Paz-Pardo, Gonzalo (2018). Nonlinear household earnings dynamics, self-insurance, and welfare. (CFM Discussion Paper Series CFM-DP2018-17). Centre For Macroeconomics, London School of Economics and Political Science. picture_as_pdf

Drexler, Alejandro, Fischer, Gregory, Schoar, Antoinette (2010). Keeping it simple: financial literacy and rules of thumb. (Development economics 7994). CERP.

Fischer, Gregory (2011). Access to finance: a functional approach to supply and demand. (Working Paper 42). Asia Research Centre, London School of Economics and Political Science.

Gregory, Alan, Tonks, Ian (2004). Performance of personal pension schemes in the UK. (Financial Markets Group Discussion Papers 486). Financial Markets Group, The London School of Economics and Political Science. picture_as_pdf

Kovacs, Agnes, Rostom, May, Bunn, Philip (2018). Consumption response to aggregate shocks and the role of leverage. (CFM Discussion Paper Series CFM-DP2018-20). Centre For Macroeconomics, London School of Economics and Political Science. picture_as_pdf

Lopes, Paula (2003). Credit card debt and default over the life-cycle. (Financial Markets Group Discussion Papers 470). Financial Markets Group, The London School of Economics and Political Science.

McKnight, Abigail, Rucci, Marc (2020). The financial resilience of households: 22 country study with new estimates, breakdowns by household characteristics and a review of policy options. (CASEpapers CASE 219). Centre for Analysis of Social Exclusion. picture_as_pdf

Paravisini, Daniel, Rappoport, Veronica, Ravina, Enrichetta (2010). Risk aversion and wealth: evidence from person-to-person lending portfolios. (NBER working paper 16063). National Bureau of Economic Research.